For many years, DKB was the bank that opened the most accounts for people from abroad. Online application with DKB is easy and quick. You can deposit money to the DKB account by bank transfer or free of charge at the few deposit machines in Germany. Foreign currencies can be deposited into the DKB account …Do you ever find yourself with a jar full of coins that you don’t know what to do with? It can be a hassle to take the time to count them all out and then take them to the bank. Fo... Here you go directly to the DKB-credit card www.dkb.de (information and account opening page of the bank) What the DKB-credit card can do for you. Briefly: save interest; save fees; replaced quickly if lost. Just this trivial list is more than 90 per cent of all other available credit cards on the German market offer. Ausgangslage: -Relativ neues Konto bei der DKB. -Gescheiterter Versuch mit der Debitkarte bei Lieferando zu bestellen. -Gescheiterter Versuch Geld per Debitkarte bei TradeRepublic einzuzahlen, unter Angabe meines Vor- und Zunamens wie auf der Debitkarte vermerkt. -> In der App -> Kartenkontrolle -> Freigabe von Online-Zahlungen - Zur Zeit nicht ... SWIFT / BIC code DKB FINANCIAL PRODUCTS (UK) LTD for money transfer purposes between banks of different countries. Download the Transfez app now! Die Deutsche Kreditbank (DKB) ermöglicht ihren Kunden alternativ bzw. parallel zur Nutzung des hauseigenen DKB Bank Internetbanking den Einsatz von Finanzsoftware zur Verwaltung des Kontos. Das Konto wird über eine Schnittstelle mit der Software verbunden und kann dann z. B. im Zusammenhang mit Zahlungsverkehrs- und Anlagekonten bei anderen ... Log på. Kundeservice. +45 70 123 456. Kontakt os hele døgnet. På hverdage mellem kl. 21 og 09 samt i weekender og på helligdage mellem kl. 16 og 10 besvarer vi primært henvendelser vedrørende spærring af kort og mistanke om svindel. Se flere kontaktnumre. Find svar. Tjek din saldo.3 ways for you, how you Do (not) screw up your account opening at the DKB! 7.7.2015. Perhaps you know the following case: You rave about the great possibilities of the free DKB Visa card and recommend the DKB account with your best conscience.. Days later, you get the feedback: “What a bullshit, the bank has …Sep 7, 2014 · Bank account opening from abroad. Emigrated German citizens and some foreign citizens, who are proficient in German language, can apply for the DKB-account from abroad. As soon as the application was accepted, you will receive a letter or an E-mail with the legitimacy request. In some countries, the legitimate identification is possible through ... Sep 29, 2016 · The DKB Visa Card and generally the DKB account are always free of charge. But the bank rewards active customers with even better conditions – see above. You are considered “active”, if you have monthly incoming money of 700 Euro or more. What happens to the money afterwards, does not matter in this context.How many stars would you give DKB | Deutsche Kreditbank AG? Join the 5,485 people who've already contributed. Your experience matters. | Read 101-120 Reviews out of 216Kostenloses DKB-Konto eröffnen https://goo.gl/y7DgTGDas Wichtigste zum DKB Girokonto, Visa Card, Bargeld und Kontoeröffnung allgemein https://www.deutsch...IBAN for DKB AG in Germany consists of 22 characters: 2 letter country code. 2 digit check number. 8 digits for the DKB AG bank code (BLZ code) 10 digit code for the DKB AG bank …DKB bank is one of the best bank accounts in Germany. Here is a comprehensive English review of the DKB-Cash bank account and hopefully also answer all your questions …The DKB app makes banking possible anywhere in the world. free emergency package abroad3. Your current account can also help you earn miles. As a Miles & More member, you earn 9,000 award miles when you open a current account and 4,000 award miles with your first salary credit. Open a DKB current account now …Feb 17, 2022 · 申请DKB银行和DKB信用卡介绍本文以一个老留德华人的经验介绍DKB信用卡和其免费银行账户的申请和使用说明，希望对刚来德国读书和生活的小伙伴提供点帮助。资本主义羊毛大家可以薅啊！ DKB就是Deutsche Kreditbank A…28 Apr 2023 ... DKB Bank does not directly support cryptocurrency investing through its online banking platform. However, it is still possible to use DKB ... Die Deutsche Kreditbank (DKB) ermöglicht ihren Kunden alternativ bzw. parallel zur Nutzung des hauseigenen DKB Bank Internetbanking den Einsatz von Finanzsoftware zur Verwaltung des Kontos. Das Konto wird über eine Schnittstelle mit der Software verbunden und kann dann z. B. im Zusammenhang mit Zahlungsverkehrs- und Anlagekonten bei anderen ... I personally use the DKB-account since the year 2004 and were always an active customer and were happy to be a customer in 99 per cent of all contacts with the bank! Oh yes: You are an active customer anyway during the first 12 months. This way, you have enough time to test, whether you want to use the bank and cards more intense.VISA Card – DKB. There is no account opening fee and no monthly or yearly fee for this VISA credit card by DKB. Even the VISA card is always free. You can withdraw cash with the VISA card from any cash machine worldwide and mostly pay no fees – some countries still take fees for credit card withdrawals. But these fees are not taken by DKB ...The DKB Group (第一勧銀グループ, Dai'ichi Kangin Gurūpu) or the Dai-Ichi Kangyo Group was the largest Japanese keiretsu in the late 1990s. [1] The group emerged after World War II and …Jan 27, 2021 · Open the DKB sign-up form. Access the form via the ‘Open DKB-Cash now’ button. In German, this will say ‘Jetzt DKB-Cash eröffnen’: 2. Enter your personal details. For ‘Housing status’, DKB is requesting information on the property type that you live in, i.e. do you own your home or are you in a rental property. Jan 27, 2021 · Open the DKB sign-up form. Access the form via the ‘Open DKB-Cash now’ button. In German, this will say ‘Jetzt DKB-Cash eröffnen’: 2. Enter your personal details. For ‘Housing status’, DKB is requesting information on the property type that you live in, i.e. do you own your home or are you in a rental property. The DKB Group (第一勧銀グループ, Dai'ichi Kangin Gurūpu) or the Dai-Ichi Kangyo Group was the largest Japanese keiretsu in the late 1990s. [1] The group emerged after World War II and coalesced around the Dai-Ichi Kangyo Bank. Two of DKB's largest clients, Kawasaki Heavy Industries and Furukawa Electric, led their own …2. Filling out the online application. The application for a bank account opening at the DKB is filled out and sent online ( www.dkb.de ). Once it is processed, the bank informs you about the possibilities for identification in your country. This is done by e-mail and/or telephone.DKB AG IBAN example in Germany. DE89370400440532013000. IBAN in print format. DE89 3704 0044 0532 0130 00. Country code. DE. Check digits. 89. Bank code (BLZ code)06 Feb 2016 ... I might need some Help [:wink:] I use a pushtan online banking system with the german Bank "Deutsche Kreditbank" - DKB!Dec 11, 2023 · Der Tagesgeld-Zins der DKB beträgt 3,5 Prozent. Das ist ganz ordentlich, allerdings gibt es laut Daten der FMH-Finanzberatung aktuell 23 Banken, deren Tagesgeldkonto höher verzinst ist, wobei ... 06 Feb 2016 ... I might need some Help [:wink:] I use a pushtan online banking system with the german Bank "Deutsche Kreditbank" - DKB!According to our research, the rejection rate of the DKB is about 60 percent! However, one must admit that the bank rejects most applications somehow justified. After all, there is also the application for a credit card included. And the outstanding services, such as the worldwide free cash withdrawals that are financed by the revenues of the ...For customers of a direct bank, it is outstanding that they can deposit cash free of charge to their current account. Otherwise, it is usually: “Go to a branch office of a third-party bank and deposit paying a fee”. The fees are between Euros 7.50 and 25 depending on the bank. This article shows you how to deposit, even higher amounts, free ...Oct 26, 2015 · The DKB offers its customers telephone contact to the bank via a German landline number +493012030000 around the clock. You can also ask for recalls on a weekend or during the German night hours. We are 6 to 9 hAours ahead of the USA-mainland, so it is difficult, if you are customer of another bank. Danske Bank A/S, Holmens Kanal 2-12, 1092 København K. Tlf. (+45) 70 123 456, Kontakt os, CVR-nr. 61126228, SWIFT: DABADKKK Telefonsamtaler kan blive optaget og gemt til brug for dokumentation og sikkerhed. Danske Bank forbeholder sig alle rettigheder. Danske Bank A/S er under tilsyn af Finanstilsynet.On our website, you can open a DKB bank account for free. You also get free debit and Visa cards. There are no hidden costs. Open a German bank account now!Dec 21, 2014 · Open a DKB Joint Account. There are two possibilities to set up a joint account at the DKB: 1 bank account with two account holders. 2 individual bank accounts and 1 joint account that both can access. Both possibilities will be presented in this article, so that you can choose the ideal option for you. If anything should remain unclear, please ... erhaltet ihr automatisch 2 % zurück. Sichert euch bis zum 11.04.2023 insgesamt bis zu 25 Euro Cashback. Jetzt anmelden unter: https://bank.dkb.de ...Die Deutsche Kreditbank Aktiengesellschaft (DKB) ist ein deutsches Kreditinstitut mit Sitz in Berlin und eine hundertprozentige Tochtergesellschaft der Bayerischen Landesbank (BayernLB). Die beiden Hauptgeschäftsbereiche sind das Direktbank-Angebot für Privatkunden sowie Finanzierungs- und Anlagelösungen für … Ausgangslage: -Relativ neues Konto bei der DKB. -Gescheiterter Versuch mit der Debitkarte bei Lieferando zu bestellen. -Gescheiterter Versuch Geld per Debitkarte bei TradeRepublic einzuzahlen, unter Angabe meines Vor- und Zunamens wie auf der Debitkarte vermerkt. -> In der App -> Kartenkontrolle -> Freigabe von Online-Zahlungen - Zur Zeit nicht ... The change with DKB's new VISA debit card is in its credit range: there is none. If your bank account does not hold the necessary security deposit (that is required by hotels, car rental companies and others when booking their services) at the moment you're trying to pay with the card, the transaction will be declined.As a direct bank, DKB does not operate local branches and hardly any own ATMs. If you want to deposit more frequently, it would be a good idea to open an account with a branch bank. Regarding the second question: The use of the Visa Card is free of charge worldwide. Similarly, the withdrawal of cash in Germany, in the EU and in the rest of the ...DKB isn't really for free any more. The account itself and the VISA debit card is, but the VISA credit card costs 2,50€/month, the Girocard ("EC-Karte" ) 1€/month. They promise the debit card is as good as the credit card, but such cards are often not accepted in Germany. The Giro card ("EC-Karte") is the only card accepted … The SWIFT/BIC code for Deutsche Kreditbank (DKB) is BYLADEM1001. However, Deutsche Kreditbank (DKB) uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers. Contact | DKBA Delegacia Eletrônica não envia e-mails para cumprimento de intimações, nem para pedir atualização dos seus dados cadastrais. Caso receba alguma mensagem com esse teor, não …Feb 6, 2023 · Deutsche Kreditbank AG (DKB) wird im ISS-ESG Nachhaltigkeits-Rating zum 8. Mal als Branchenführer in ihrer Peer-Group ausgezeichnet ... Seit 1996 hat die Bank über 6.500 Windräder, Biogas- und Solaranlagen finanziert. 5,9 Mio. 2-Personen-Haushalte haben dadurch Ökostrom. Bis Jahresende 2027 sollen insgesamt 14 GW an installierter …Ways to Bank; Help; Security; Become a customer; Book meeting; Call us. Customer Support 0345 600 2882. Mon-Fri: 8am-6pm / Sat: 9am-1pm / Closed Sunday We may record or monitor calls to confirm details of our conversations, and for verification and quality purposes. ...As a direct bank, DKB does not operate local branches and hardly any own ATMs. If you want to deposit more frequently, it would be a good idea to open an account with a branch bank. Regarding the second question: The use of the Visa Card is free of charge worldwide. Similarly, the withdrawal of cash in Germany, in the EU and in the rest of the ... DKB Bank referral code sharing tips! 1) Sign-up with a DKB referral code 2) Share your own DKB referral link here. You can also share all your other refer-a-friend links in your free page. 3) Get more rewards by using the Referral Codes Reminder extension from the Chrome Web Store 4) Let us know how you get on in our lively message forums. Find ... DKB - nachhaltige Direktbank mit Top Konditionen. Ob Girokonto, Geldanlage oder Finanzierung Jetzt digitales Banking mit gutem Gewissen erleben!To most people, the process of opening a bank account can be intimidating and tiresome. However, this doesn’t have to be the case, especially if you are aware of the basic banking ...DKB has a tendency to reject people who haven't lived in Germany for 3+ years at the very least, and their website is German only. The app is bilingual. I read somewhere that CoBa has an English website as well, so that might be helpful if your German is not on point, I guess.Unfortunately, since 30th of June 2014, you can no longer open an account at the DKB, because the bank has changed its policy. Besides the withholding tax on dividends of domestic shares in Germany, you would not pay taxes. Moreover, no taxes on interest, because you have your place of residence and tax domicile (life centre) outside Germany. DKB - Meine Internet-Bank, kostenloses Girokonto mit Kreditkarte, günstige Kredite und Immobilienfinanzierung für Privatkunden, Finanzdienstleistungen für den Mittelstand und Öffentliche Unternehmen As a direct bank, DKB does not operate local branches and hardly any own ATMs. If you want to deposit more frequently, it would be a good idea to open an account with a branch bank. Regarding the second question: The use of the Visa Card is free of charge worldwide. Similarly, the withdrawal of cash in Germany, in the EU and in the rest of the ...Note, for the sake of completeness: The DKB is a pure private customer bank. If you need a commercial account in Germany, then please take a look e.g. at this article: business account in Germany. 3. Foreign Currency Account (Euro account) At US-banks, one has to search long before finding a foreign …No one should have to go hungry, and thankfully, there are food banks in almost every city that can help provide meals for those in need. Food banks are organizations that collect ...DKB has a tendency to reject people who haven't lived in Germany for 3+ years at the very least, and their website is German only. The app is bilingual. I read somewhere that CoBa has an English website as well, so that might be helpful if your German is not on point, I guess.Personal - Danske Bank. Main number. +45 70 123 456. Feel free to contact us 24 hours a day. On weekdays between 9pm and 9am as well as on holidays between 4pm and 10am, we answer calls mainly concerning the blocking of cards and fraud suspicion. More contact numbers.Die Consorsbank erhebt eine Pauschalgebühr von 7,50 Euro für Bareinlagen, während die DKB eine prozentuale Gebühr von 1,5 % erhebt (mit einem Minimum von 2,50 Euro und einem Maximum von 15,00 Euro). Bei großen Einlagen kann …Analyze .csv from your DKB bank account with Python Pandas. This is NOT an official tool by Deutsche Kreditbank AG (DKB). It is simply provided-as-is without any warranties, liabilities, etc. Adapted by GollyTicker. Originally created by blazer82.Nov 16, 2016 · DKB Visa Card. DKB Girocard. Withdraw cash at the ATM. worldwide € 50–1,000 per day. all VISA-compatible ATMs within Germany and abroad. Withdraw cash at the supermarket. (e.g. Penny, Rewe) € 20–200 per operation. minimum purchase of € 20 necessary. Withdraw cash “Cash im Shop”.For many years, DKB was the bank that opened the most accounts for people from abroad. Online application with DKB is easy and quick. You can deposit money to the DKB account by bank transfer or free of charge at the few deposit machines in Germany. Foreign currencies can be deposited into the DKB account …Individuals can create their own bank statement by creating a spreadsheet on the computer, importing templates from online financial document centers or importing bank statement in...With roughly 2.5 million private clients, Deutsche Kreditbank AG (DKB) is one of the largest direct banks in Germany. Our strategic focus is on industries ...1 day ago · Digitale Bank. Unser Ziel: ebenso viel Bank wie Tech-Unternehmen sein. Das digitale Gen ist - genauso wie die Nachhaltigkeit - Teil unserer DNA. 2000 gründeten wir die erste Internetbank ohne Filialen. Und sehr bald schon haben wir uns mit den Besten der Branche zusammengetan, um unseren Kund*innen noch mehr zu bieten.Mar 1, 2024 · DKB Geschäftskonto / DKB Business im Test (03/2024) 58.239. FINOM Geschäftskonto: Ein aufstrebender Stern unter Geschäftskonten. 28.163. Kontist Businesskonto: Die ideale Banklösung für Selbstständige. 24.837. Qonto Geschäftskonto: Maßgeschneidert für Gründer und KMUs. 7.320. Deutsche Bank: Business-Konto für anspruchsvolle ... The SWIFT/BIC code for Deutsche Kreditbank (DKB) is BYLADEM1001. However, Deutsche Kreditbank (DKB) uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers.Oct 31, 2023 · Postbank: Postbank is a well-established German bank providing a wide range of retail banking services, from savings accounts to loans, with a strong network of branches. DKB (Deutsche Kreditbank AG): DKB is an online bank in Germany known for its free checking accounts and low-cost banking services, ideal for tech-savvy customers.Geld sparen. und. anlegen. – ganz nebenbei. Sparschwein war gestern. Egal, ob du einen festen Betrag anlegen oder regelmäßig sparen möchtest. Bei uns findest du zeitgemäße Sparprodukte, mit denen du Geld zur Seite legen und deine Sparziele erreichen kannst. Wähle selbst, was am besten zu dir passt.Članice Združenja bank Slovenije, banke in hranilnice, so tudi v letu 2024 pripravile vseslovensko kampanjo ozaveščanja javnosti glede tveganj različnih spletnih prevar. Cilj kampanje je okrepiti zavedanje o kibernetskih tveganjih in spletnih prevarah, z namenom, da bi uporabniki bančnih storitev uspešneje zaznali poskuse prevar in jih pravočasno tudi preprečili.Task Finger Show Streamline Icon: https://streamlinehq.com View Document Files Streamline Icon: https://streamlinehq.com Mail Send Email Message Streamline Icon: https://streamlinehq.com View Document Files Streamline Icon: https://streamlinehq.com Mail Send Email Message Streamline Icon: https://streamlinehq.com Deutsche Kreditbank (DKB) is the second-largest direct bank in Germany with 4.5 million customers, fully owned by Bayerische Landesbank. [1] [2] [3] In 2018 the company, with its parent company BayernLB , ranked 7th on the list of the biggest banks in Germany . Many of the approximately 1.6 million DKB customers use the account as their second bank. Most of us have also done so. Now, many of us use the DKB as their main bank. With the DKB cash account and the VISA credit card you have all the possibilities of a traditional bank and that even free of charge.Die Deutsche Kreditbank Aktiengesellschaft (DKB) ist ein deutsches Kreditinstitut mit Sitz in Berlin und eine hundertprozentige Tochtergesellschaft der Bayerischen Landesbank (BayernLB). Die beiden Hauptgeschäftsbereiche sind das Direktbank-Angebot für Privatkunden sowie Finanzierungs- und Anlagelösungen für …28 Apr 2023 ... DKB Bank does not directly support cryptocurrency investing through its online banking platform. However, it is still possible to use DKB ...A bank changes its strategy DKB: No more accounts for foreigners! 30.6.2014. The DKB has been an insiders’ tip for free checking accounts with credit cards and free withdrawals at ATMs worldwide. That’s over on 30 th of June 2014.A step by step guide to open a DKB account with Screenshots and English Translation is provided here. Go to the website DKB website here and click on the button at the bottom of the page which reads “Jetzt DKB-Cash eröffnen” (Open DKB-cash Now) to open the online application form. Fill the application form online using the below information.Personal - Danske Bank. Main number. +45 70 123 456. Feel free to contact us 24 hours a day. On weekdays between 9pm and 9am as well as on holidays between 4pm and 10am, we answer calls mainly concerning the blocking …When times are tough, food banks can be a great resource for those in need. Whether you’re looking for a meal or just some extra groceries, food banks can provide assistance. Here ...Banking erklärt. Mit dem Banking der DKB erledigst du alle deine Bankgeschäfte und Zahlungsvorgänge online – sicher und schnell. Durch die Statusanzeigen erhältst du schnellen … Dein neues Banking. Kurz den Kontostand checken, schnell eine Überweisung tätigen oder Karten verwalten: Entdecke dein neues Banking! Gut zu wissen: Du benötigst die DKB-App (blaues Icon).
Ausgangslage: -Relativ neues Konto bei der DKB. -Gescheiterter Versuch mit der Debitkarte bei Lieferando zu bestellen. -Gescheiterter Versuch Geld per Debitkarte bei TradeRepublic einzuzahlen, unter Angabe meines Vor- und Zunamens wie auf der Debitkarte vermerkt. -> In der App -> Kartenkontrolle -> Freigabe von Online-Zahlungen - Zur Zeit nicht ... . Money plus
DKB AG IBAN example in Germany. DE89370400440532013000. IBAN in print format. DE89 3704 0044 0532 0130 00. Country code. DE. Check digits. 89. Bank code (BLZ code)SWIFT / BIC code DKB FINANCIAL PRODUCTS (UK) LTD for money transfer purposes between banks of different countries. Download the Transfez app now!Jan 20, 2014 · A step by step guide to open a DKB account with Screenshots and English Translation is provided here. Go to the website DKB website here and click on the button at the bottom of the page which reads “Jetzt DKB-Cash eröffnen” (Open DKB-cash Now) to open the online application form. Fill the application form online using the below information.Oct 26, 2015 · The DKB offers its customers telephone contact to the bank via a German landline number +493012030000 around the clock. You can also ask for recalls on a weekend or during the German night hours. We are 6 to 9 hAours ahead of the USA-mainland, so it is difficult, if you are customer of another bank. Danske Bank A/S, Holmens Kanal 2-12, 1092 København K. Tlf. (+45) 70 123 456, Kontakt os, CVR-nr. 61126228, SWIFT: DABADKKK Telefonsamtaler kan blive optaget og gemt til brug for dokumentation og sikkerhed. Danske Bank forbeholder sig alle rettigheder. Danske Bank A/S er under tilsyn af Finanstilsynet.Banks are required to keep records of all accounts for a minimum of 5 years by law. Some banks may keep records longer, especially if they are electronic. In the event that persona...Deutsche Kreditbank AG 0,5% 15/27 price in real-time (DKB043 / DE000DKB0432) charts and analyses, news, key data, turnovers, company data.Feb 14, 2024 · Das Wichtigste in Kürze. Die DKB führt eine SCHUFA-Abfrage durch, wenn du ein Produkt wie eine Kreditkarte oder einen Kredit beantragst, und kann negative Einträge verursachen oder zurückziehen.; Ein DKB-Girokonto, ein DKB-Dispo, eine DKB-Kreditkarte oder ein DKB-Kredit sind trotz SCHUFA-Eintrag möglich, aber abhängig von der …May 12, 2014 · 3. Earn – good interest rate. With 1.05% interest per month, your deposit earns among the highest rate of interest in Germany. While most of the checking accounts in Germany earning nil interest, and utmost a paltry 0.2% interest, with DKB VISA account, you can earn 5 times more in interest than the normal checking account in Germany. 4. DKB – public direct bank: DKB is owned by the Bayerische Landesbank and finally also by the German state of Bavaria. Comdirect – private direct bank: the Comdirect Bank is owned to more than 80 percent by the Commerzbank. Other company shares are owned by investors, who bought bank shares on the stock market.I personally use the DKB-account since the year 2004 and were always an active customer and were happy to be a customer in 99 per cent of all contacts with the bank! Oh yes: You are an active customer anyway during the first 12 months. This way, you have enough time to test, whether you want to use the bank and cards more intense.Feb 4, 2014 · Best Bank Account + Best Credit Card on this Special Portal DKB with Visa Card – Free of Charge! In all 5 areas (German citizens abroad, emigrants, immigrants, travelers and diplomats), the DKB was rated on this web portal as especially suitable. DKB bank is one of the best bank accounts in Germany. Here is a comprehensive English review of the DKB-Cash bank account and hopefully also answer all your questions …ING-DiBa is a subsidiary of the Dutch ING Group and has its German headquarters in Frankfurt. ING-DiBa far more than 6.5 million customers. Thus, both in Germany and Europe is the largest direct bank without its own network of branches. In Germany alone, ING-DiBa has nearly 1,000 of its own ATMs. In addition, however, is with the credit card ...Deutsche Kreditbank AG – DKB · Banking mit gutem Gewissen – und nachhaltig guten Konditionen für Konto, Kredit und Geldanlagen · #geldverbesserer · #NEUWÄRTS. All bank transfers within the EURO-zone will be free of charge at the DKB. If you use the bank account as a salary account, at the DKB you will get an overdraft credit granted very easily. The limit of credit is a maximum of three times the amount of the monthly salary payment. The credit interest is relatively low in Germany. Dear readers— Dear readers— When I was in Denmark last month on family vacation, a Danish cousin told me about a 20-year home equity loan she and her husband had just gotten with a....